The payments ecosystem of the Pacific.
Enterprise-grade issuing and acquiring, banking wallet app, and merchant services — built and operated across the region.
We serve the people paying and the businesses getting paid.
Add and manage money.
Dua, and white-label wallets for banks, employers and partners.
Spend money.
Cards for consumers, programmes and prepaid, with a companion app.
Receive money.
Acceptance, SoftPOS, and settlement to merchants.
Where money moves.
Money moves through the Pacific in ways no single market explains. Diaspora communities send money home and invest in it. Travellers arrive with money to spend. Seasonal workers earn in Australia and New Zealand and support families across the islands. Programmes put cards in people's hands for work, and for events that draw a crowd.
Underneath all of it sits everyday local banking — money held, spent and moved at home, on rails built for the region rather than adapted to it.
Capability by marketWallet App
A full banking wallet for the Pacific consumer — top up, hold, send, pay, and see where it went. We also build white-label wallets for banks, employers and partners.
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Issuing
We issue the card, run the programme and carry the scheme relationship — consumer, corporate programme or prepaid, physical or virtual.
Debit and prepaid cards for everyday spending, in-app from day one.
Employer, allowance and disbursement cards with programme-level controls.
Load, spend, expire. For visitors, events and one-off programmes.
Balance, transactions and freeze, for cardholders who don't need a full wallet.
The intelligence layer.
In the wallet, Atlas answers in plain language — what you spent, where it went, and what changed since last week. It does not wait to be asked: it surfaces what moved, says why, and gives people a way to act on it rather than only read it.
It runs across the rest of the platform too, applied to the payments infrastructure and operations underneath: the side a cardholder never sees.
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Merchant services
Acceptance for merchants of every size — terminal, phone or online — with settlement we operate ourselves, so money lands on a schedule merchants can plan around.
Serving industries across the region.
Payments, issuing, processing, wallet, licensing and infrastructure services.
Disbursement to recipients with the reporting and audit trail funders require.
Event cards and cashless venues, with settlement back to the promoter.
Prepaid visitor cards for people arriving in the region.
Allowance and workforce disbursement, paid to a card and visible in an app.
Acceptance and local settlement for merchants from market stall to supermarket.
The rails underneath are ours.
Built to be examined — by schemes, by banks, by regulators — not only to scale a consumer app.
Cardholder money held under licence and reported, with a documented complaints route.
Australia, Fiji, New Zealand, Papua New Guinea, Vanuatu, and beyond.
Funds move on rails we operate, so timing, reconciliation and exceptions are ours to fix.
Issuing and acquiring held by one entity, in one market. Few operators in the region hold both.
What our partners say.
Fintech Pacific is looking to revolutionise the payment infrastructure and Mastercard is so happy to be a part of it.
Fintech Pacific's professionalism makes working with them so easy.
The Fintech Pacific team is so fun to work with and we can't wait to onboard more women merchants together.