Debit and prepaid cards for everyday spending, in the app from day one.
Employer, allowance and disbursement cards, with controls set at the programme level.
Load, spend, expire. For visitors, events and one-off programmes.
Balance, transactions and freeze, for cardholders who don't need a full wallet.
What sits behind it
A card programme is only as good as what stands behind it: the licence, the scheme relationship, the processing, and someone to call when a transaction does not go through. We hold those ourselves rather than passing them along, which is what lets us run programmes end to end.
Partners run their own programmes on the same basis — issuing, processing and programme management under their brand, on our licence if they do not hold one, or alongside theirs if they do.