Money has one path. We build every step of it.
Add and manage money.
Dua, and white-label wallets built on the same rails.
Spend money.
Cards for consumers, programmes and prepaid, with a companion app.
Receive money.
Acceptance, SoftPOS, and settlement to merchants.
Where money moves.
Money moves through the Pacific in ways no single market explains. Diaspora communities send money home and invest in it. Travellers arrive with money to spend. Seasonal workers earn in Australia and New Zealand and support families across the islands. Programmes put cards in people's hands for work, and for events that draw a crowd.
Underneath all of it sits everyday local banking — money held, spent and moved at home, on rails built for the region rather than adapted to it.
Capability by marketAdd and manage money.
A full banking wallet for the Pacific consumer — top up, hold, send, pay, and see where it went. The same rails carry white-label wallets for banks, employers and partners.
Spend money.
We issue the card, run the programme and carry the scheme relationship — consumer, corporate programme or prepaid, physical or virtual.
Debit and prepaid cards for everyday spending, in-app from day one.
Employer, allowance and disbursement cards with programme-level controls.
Load, spend, expire. For visitors, events and one-off programmes.
Balance, transactions and freeze, for cardholders who don't need a full wallet.
Receive money.
Acceptance for merchants of every size — terminal, phone or online — with settlement we operate ourselves, so money lands on a schedule merchants can plan around.
Six audiences, four products, one platform.
Use-cases we already run in the region.
Crew allowance and workforce disbursement, paid to a card and visible in an app.
Prepaid visitor cards on one side, resort and operator acceptance on the other.
Event cards and cashless venues, with settlement back to the promoter.
Acceptance and local settlement for merchants from market stall to supermarket.
Issuing, processing and wallet apps under your brand, on our licence and rails.
Disbursement to recipients with the reporting and audit trail funders require.
The rails underneath are ours.
Built to be examined — by schemes, by banks, by regulators — not only to scale a consumer app.
Issuing and acquiring in one company, in one market. Few operators in the region hold both.
Funds move on rails we operate, so timing, reconciliation and exceptions are ours to fix.
Fiji, Papua New Guinea and Australia today, with expansion on the same platform.
Cardholder money held under licence and reported, with a documented complaints route.
News from the Pacific payments frontier
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In Fiji, a BPP partnership is working to develop a cashless payment system that meets the unique needs of women small business owners.
Developed in partnership with the Australian Government, ygap and Fintech Pacific, the technology puts women-led MSMEs at the forefront of Fiji’s digital transformation.
A pilot is now live, with several women-led businesses on board as part of the initial phase of the Dua payment app.